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Affordability resources

Public coverage schemes and assistance directories, linked directly to their operators. A listing is not a guarantee of eligibility, funding or approval.

Programme rules can change. Confirm your circumstances with the operator before applying; never send medical or financial documents to OrbiPharma.

8 resources

Australia

PBS Safety Net

Medicare-eligible people in Australia with high annual medicine costs

Eligibility: Available to everyone with Medicare. Once a family's PBS copayments pass the annual threshold, further PBS medicines cost less (general patients) or nothing (concession card holders) for the rest of the calendar year.
Application: Keep a record of your PBS/RPBS medicine costs, then apply for a Safety Net card through Services Australia, typically with help from your pharmacist.
Restrictions: Threshold amounts are indexed annually. Applies only to PBS-listed medicines; private prescriptions do not count.

Source checked 19 October 2026 — not a guarantee of current eligibility

Official programme source

Canada

Provincial and territorial public drug plans

Canadian residents, typically seniors, people on social assistance, or those with high drug costs relative to income

Eligibility: Public drug coverage depends on the programme and the province or territory; there is no single national application or common eligibility rule. For national pharmacare, eligibility generally requires residence in a participating province or territory, eligibility for its public health insurance, and a valid prescription for a covered medicine.
Application: Check the official information for your province or territory; enrolment routes differ by jurisdiction and programme.
Restrictions: Coverage varies significantly between provinces. Check your own province's plan for current rules.

Source checked 19 October 2026 — not a guarantee of current eligibility

Official programme source

United Kingdom

NHS Low Income Scheme (HC2/HC3 certificates)

People in the UK on low incomes who are not automatically exempt from NHS charges

Eligibility: Eligibility is means-tested on income, savings, and circumstances. Full help (HC2) covers the entire cost; partial help (HC3) caps it.
Application: Apply to the NHS Business Services Authority online where eligible, or using form HC1, available at pharmacies or by post.
Restrictions: In Scotland, Wales, and Northern Ireland prescriptions are already free for residents; the scheme is most relevant in England.

Source checked 19 October 2026 — not a guarantee of current eligibility

Official programme source

United Kingdom

NHS Prescription Prepayment Certificate (PPC)

People in England who need multiple prescription items

Eligibility: Anyone can buy a PPC; it becomes cost-effective for people who regularly need more than a few prescription items per year. A separate certificate exists for hormone replacement therapy.
Application: Buy online, by phone, or at some pharmacies; certificates cover 3 or 12 months and start on a chosen date.
Restrictions: Only covers NHS prescriptions in England. Does not apply in Scotland, Wales, or Northern Ireland where prescriptions are free.

Source checked 19 October 2026 — not a guarantee of current eligibility

Official programme source

United States

Medicare Extra Help (Low-Income Subsidy)

People with Medicare who have limited income and resources

Eligibility: Eligibility is based on income and resource limits set annually by the Social Security Administration. People who receive Medicaid, Supplemental Security Income, or a Medicare Savings Program usually qualify automatically.
Application: Apply through the Social Security Administration online, by phone, or at a local office. Automatic enrolment applies to some beneficiaries.
Restrictions: Limits and covered costs change each year. Applies to Medicare Part D prescription drug costs only. Applying for Extra Help does not itself enrol you in a Part D plan, which is needed to use the assistance.

Source checked 19 October 2026 — not a guarantee of current eligibility

Official programme source

United States

HealthCare.gov — Marketplace coverage

US residents shopping for individual or family health insurance

Eligibility: Most applicants qualify for premium tax credits based on household income; cost-sharing reductions apply at lower incomes and require choosing a Silver plan.
Application: Apply during the annual open-enrolment period or after a qualifying life event through the federal marketplace or a state exchange.
Restrictions: All marketplace plans must cover prescription medicines, but each plan has its own formulary and cost tiers.

Source checked 19 October 2026 — not a guarantee of current eligibility

Official programme source

United States

PhRMA Medicine Assistance Tool (MAT)

Patients seeking manufacturer patient-assistance programmes

Eligibility: MAT is a search service run by the pharmaceutical industry association PhRMA that links to hundreds of manufacturer and charitable programmes, each with its own eligibility criteria. It is not itself an assistance programme.
Application: Search by medicine name, then apply directly with the manufacturer or charity running the programme. Applications usually require prescriber involvement.
Restrictions: MAT itself provides no financial assistance; each listed programme sets its own income limits, insurance requirements, and renewal rules.

Source checked 19 October 2026 — not a guarantee of current eligibility

Official programme source

United States

NeedyMeds

People looking for medicine cost assistance of any kind

Eligibility: A US nonprofit that maintains a free database of manufacturer programmes, disease-based charities, state programmes, and discount coupons. It is an information resource, not an enrolment or benefit programme; no eligibility requirements to search.
Application: Search the database by medicine or diagnosis, then apply with each programme directly. NeedyMeds also offers a drug discount card.
Restrictions: NeedyMeds is an information service, not a pharmacy or insurer; listing does not guarantee approval by any programme.

Source checked 19 October 2026 — not a guarantee of current eligibility

Official programme source